ElectricMotorcycleForum.com

Makes And Models => Zero Motorcycles Forum | 2013+ => Topic started by: Martin on September 16, 2015, 07:38:03 PM

Title: Share Your Insurance Options - Best Price Survey
Post by: Martin on September 16, 2015, 07:38:03 PM: I am interested in finding a better deal on insurance. Who are you using and if you want, share the details.

2014 SR

I currently pay: $ 705.00 a year

How I am currently covered:
Bodily Injury: $500k/500k
Property Damage: $100k
Medical Payments: No Coverage $0 (which I need to add)
Uninsured/Underinsured Motorist: $500k/$500k
Comprehensive Deductible: $250
Collision Deductible: $500
Car Rental: No Coverage
Uninsured Collision Deductible: No Coverage
Uninsured Deductible Waiver: No Coverage

One at-fault accident from 2013 on my record.

I am sure we would all like to pay less, but what a pain calling each provider.
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: KrazyEd on September 17, 2015, 05:09:50 AM: Not sure where you are located. I am in Las Vegas, NV. I have Progressive Insurance with Full coverage, upgraded uninsured motorist, and, $250 deductible.
My annual premium for my FX is $72. When I got my 2012 XU, it was more like $300. They have figured out that these bikes don't create the expenditures that
ICE Sport bikes do. Many insurance companies use your credit score to determine your rates with this often carrying more weight than your driving record. If
your credit score isn't very high, make sure that this isn't the case in your situation.
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: Martin on September 17, 2015, 05:17:25 AM: I'm in CA. My credit is good so I think it's the state and my acciddnt. SAFECO quoted me 621 today so AAA isn't far off.
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: KrazyEd on September 17, 2015, 05:28:41 AM: I have had progressive on my motorcycles for years, switched my Autos from AAA in 2010 when they would not
insure my Electric Toyota Paseo. Have had good luck with my agent. I didn't notice your coverage at first. other
uninsured motorist, mine are similar. My uninsured motorist is upgraded from standard, but, nowhere near where
yours is. You might check with Harlan at Hollywood Electrics to see where they have found best rates. I doubt
that many dealerships deal more with Electrics than them.
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: Xenoilphobe on September 17, 2015, 09:46:38 AM: 2013 ZERO FX 5.7. $520 a year with max coverage. I'm in Virginia with Progressive
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: zerovolt on September 18, 2015, 02:30:20 AM: In QuÃ©bec, Canada, full ass. 259 , zÃ©ro s 2014
Title: Re: Share Your Insurance Options - Best Price Survey
Post by: Erasmo on November 05, 2015, 04:35:01 PM: I just got a quote back of â‚¬1,94 per month. I think the lack of cc's broke their system a bit ;D