TD would not insure my XU they said it was on their Un-insurable list, Royal Bank wouldn't insure me even though they are my insurance company. They require I had two years of bike insurance in the last 6 years but i haven't had a bike for 10 years. Even though I had my Bike licence and a good record for 30 years. Found these guys Eisenhauer Insurance Inc. they worked out good Rate was 220.00 PLPD, no collusion.
Jerry in Nova Scotia
Just for comparison/information, TD/Meloche Monnex in Ontario will insure Zero's. Sounds like province-to-province the insurable list might vary.
EDIT: looks like I've said that one before, I'm beginning to sound like a broken record...